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Life Insurance

Be prepared for the unexpected.

Having life insurance provides peace of mind that your loved ones will be provided for - no matter what happens. 

Our A-Rated Life Insurance Partners

Aetna insurance company
Americo insurance company
AIG insurance company
Mutual of Omaha Insurance company
John Hancock Insurance company
Foresters Financial company
Transamerica Insurance company
Athene Annuity company
Global Atlantic financial group insurance company
Prosperity insurance company
  • Global Atlantic financial group insurance company
  • Prosperity insurance company
  • Aetna insurance company
  • Americo insurance company
  • AIG insurance company
  • Mutual of Omaha Insurance company
  • John Hancock Insurance company
  • Foresters Financial company
  • Transamerica Insurance company
  • Athene Annuity company
  • Global Atlantic financial group insurance company
  • Prosperity insurance company
  • Aetna insurance company
  • Americo insurance company

Types of Life Insurance Policies

Term Life Insurance

Indexed Universal Life

Whole Life Insurance

Term life insurance is a contractual agreement that provides an agreed-upon coverage amount for a term period amount of time such as 5, 10, 15, 20, or 30 years. 


If you pass away before the end of the term period the insurance policy will pay out the coverage amount to your chosen beneficiary(s) as non-taxable income. 


This coverage provide

Term life insurance is a contractual agreement that provides an agreed-upon coverage amount for a term period amount of time such as 5, 10, 15, 20, or 30 years. 


If you pass away before the end of the term period the insurance policy will pay out the coverage amount to your chosen beneficiary(s) as non-taxable income. 


This coverage provides the lowest monthly premiums and has no cash value associated with it. 

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Whole Life Insurance

Indexed Universal Life

Whole Life Insurance

Whole life insurance is a contractual agreement that provides an agreed-upon coverage amount for your whole life. The coverage never expires and cannot be canceled due to age or health. 


When you pass away the death benefit will be paid out tax-free to your beneficiary(s) and avoids probates and courts. 


This type of policy has cash value you can withdraw and borrow from tax-free.

 


Schedule a Consultation

Indexed Universal Life

Indexed Universal Life

Indexed Universal Life

An indexed universal life insurance policy is a permanent policy that focuses on growing your cash value by crediting you based on the indexed market performance while providing a 0% floor, and protecting your cash value from losses.


 This allows you to get the best investment from your life insurance policy, and provides the best cash value.





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Myth vs. Fact

Myth

Myth

Myth

Life Insurance is only for people who are older and have a family.

Fact

Myth

Myth

The younger and healthier you are the cheaper Life Insurance is.

Why Choose Assured Legacy?

No Medical Exams

Access To Benefits While Living

Access To Benefits While Living

We offer simplified issued policies that require no medical exams for approval making getting protection a breeze. 








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Access To Benefits While Living

Access To Benefits While Living

Access To Benefits While Living

Certain Life Insurance carriers offer living benefits included at no additional cost in your policy. Should you ever become chronically, terminally, or critically ill, during your lifetime you can access up to 80% of your insurance coverage amount, providing you with a financial assistant during hard times. 

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Choose A Cashback Option

Access To Benefits While Living

Choose A Cashback Option

Get up to 100% cashback on term life insurance; if you outlive your policy, you get all the premiums you've paid back. Should you die during the term duration of the policy, then the death benefit amount of the policy (minus any withdrawals or loans) is paid out tax-free to your beneficiary.


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